Interest Calculator – Simple & Compound Interest Calculator Online (India)

Interest Calculator

Use this calculator to compute both Simple Interest and Compound Interest for any principal amount, interest rate and duration.

Compound Yearly Compound Quarterly Compound Monthly

Simple Interest: ₹

Simple Total Amount: ₹

Compound Interest: ₹

Compound Total Amount: ₹

Interest Calculation Explained

Simple Interest is calculated by multiplying principal amount, rate of interest and time period. Formula: SI = P × R × T

Compound Interest accounts for interest on interest and can be yearly, quarterly, or monthly. Formula: CI = P × (1 + R/n)^nT − P

Frequently Asked Questions

What is Simple Interest?
Simple interest is calculated only on the original principal amount.

What is Compound Interest?
Compound interest is calculated on the principal plus accumulated interest at each period.

Which interest gives higher returns?
Compound interest always gives higher returns than simple interest if duration is longer.

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